b'STAATSOLIE MAATSCHAPPIJ SURINAME N.V.NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2021 (Continued)ThetablebelowsummarizesthematurityprofileoftheGroupsfinancialliabilitiesasatDecember31:(X US$ 1,000) 1 year 2 to 4 years 4 years Total2021Bond,revolverandtermloans 130,378 470,520 144,358 745,256OtherLongtermliability-PikinSaramacca 359 718-1,077LoanfromStaatsoliePensionfund(StichtingPensionfondsvoorwerknemersvanStaatsolie 1,325 30,484 - 31,809MaatschappijSurinameN.V.)Tradepayable 84,981- -84,981Accrualsandotherliabilities 31,850- -31,850Leaseliabilities 1,687 1,387-3,0742020Bond,revolverandtermloans 111,452 459,421 288,559 859,432LoanfromStaatsoliePensionfund(StichtingPensionfondsvoorwerknemersvanStaatsolie 1,325 3,976 27,833 33,134MaatschappijSurinameN.V.)Tradepayable 82,392- -82,392Accrualsandotherliabilities 69,636- -69,636Leaseliabilities 2,219 2,473-4,692Credit risk An impairment analysis is performed at each reportingdateusingaprovisionmatrixtomeasureCreditriskistheriskthatacounterpartywillnot expectedcreditlosses.Theprovisionmatrixismeetitsobligationsunderafinancialinstrument basedonitshistoricalobserveddefaultratesleadingtoafinancialloss. overtheexpectedlifeofthetradereceivablesTheGrouptradeswithrecognised,creditworthy andisadjustedforforward-lookingestimates.thirdparties.ItistheGroupspolicythatall Generally,tradereceivablesarewritten-offifpastcustomers who wish to trade on credit terms aredueformorethanoneyearandarenotsubjecttosubjecttocreditverificationprocedures,which enforcementactivity.includeanassessmentofcreditrating,short- Withrespecttocreditriskarisingfromtheothertermliquidityandfinancialposition.Inaddition, financialassetsoftheGroup,whichcomprisereceivablebalancesaremonitoredonanon-going cash,short-terminvestmentsandshort-termbasisandGoSreceivablesaresettledwithGoS depositsincludingrestrictedcash,theGroupspayables.Section6.2showsananalysisofthe exposuretocreditriskarisesfromdefaultofthetradereceivableageing. counterparty,withamaximumexposureequaltothecarryingamountoftheseinstruments.Cash,short-terminvestmentsandshort-termdeposits,investmentsandrestrictedcashareplacedwithreputablefinancialinstitutions.Themaximumexposuretocreditriskatthereportingdateisthecarryingvalueofeachclassofthefinancialassetsdisclosedinsection6.2asshownbelow:(X US$ 1,000) 2021 2020Tradereceivables 110,508 102,414Prepaymentsandothercurrentassets 14,037 13,069Loanreceivables-3,669Short-terminvestments 1,326 1,952Cash and short-term deposits66,838 18,681Restricted cash 37,427 34,550 230,136 174,335 170 STAATSOLIE 2021 ANNUAL REPORT'